- Do you like the new header? I'm excited about it! Hopefully, I'll do a better job at rotating that with the seasons. Given that it's been autumn for, what...2 months?... I wouldn't hold your breath on a winter header anytime soon!
- I love blogging. Although I'm very very Type A, I do have a creative side (I do! I do!) & blogging has been a great opportunity for me to get those creative juices going & write outside of work. Simply Suz has challenged me to work on my photo skills & has given me a forum to share some of our adventures. Even though I'm not consistent in my blogging, this isn't going to disappear anytime soon.
- I've dropped the ball on Life for Less. Part of my impetus in starting this blog was sharing some of some personal finance tips for 20-somethings, but Simply Suz has become more of a photo blog! Sorry! Since it's benefits enrollment season, I've started a post on high deductible health insurance, however, I keep getting sidetracked & I haven't had a chance to spend any brain power on that one. It's coming one of these days...
- I have officially run out of space for my photos so I'm investigating other options (probably going to bite the bullet & buy a Flickr "Pro" account) so I can keep sharing my favorite hobby with you. Plus I just had my first real "gig" taking photos for a sweet friend of mine. More details on that later this week. That is if I can make a decision on where to house my photos in cyberland so that I can share them with you!
- Lastly, has anyone else noticed the Christmas commercials vamping up? This would usually annoy me, but I'm trying not to be in denial & I've already started my Christmas cards & shopping (what?!?), plus I'm trying to finish a book chronicling our Alaska trip this week, which takes precedence over blogging.
- Did you care about any of that? Probably not. If you made it to #6, thanks for reading :)
Tuesday, November 9, 2010
Tuesday Musings: A List About Blogging
Labels:
Blogging,
Life.,
Photography,
Tuesday Musings
Subscribe to:
Post Comments (Atom)
I made it to #6, love it! I am really interested in your high deductible health care tips. We are researching options. Keep blogging - I totally understand about the Type A/creative outlet thing!!
ReplyDeleteI'll do my best, Amy! :)
ReplyDelete[In case I don't get to it fast enough. Here's my recommendation:
If you are young & in good health, there is no reason to OVER insure. For this stage of life, I am a big fan of high deductible plans, paired with HSAs. Your premiums are lower & even though you have a higher deductible, you can put your premium "savings" in an HSA to cover the unexpected.
All of these plans have out-of-pocket maximums, so although there is the chance that you could have biger out-of-pocket medical bills than under a traditional PPO plan (if something catastrophic happened), you won't be on the hook for more than that max. Also, co-insurance will kick in once you've reached your deductible & are working towards that out-of-pocket max.
I think that the higher deductible scares some folks away ("you mean I'll have to pay for my prescription or dr.'s apt instead of just paying a $10 or $20 copay?!?"), but if you do the math & consider your premium savings & what your typical medical bills are, it turns out to be a no-brainer. At least it has for us...
Under both the high deductible plans we've had, preventative care has been 100% covered, which is essentially all we go to the dr. for.
Also, for the past 4 years, my employers have contributed to my HSA which means it's possible to build up a nice little safety net overtime with the help of your employer! Our HSA balance is close to our out-of-pocket max at this point.]
Okay...that definitely just touched the surface. I'll write something, promise!
Also...HSAs differ from FSAs in that they are portable (when I left my old job, I took my HSA with me), and they roll over from year to year...
ReplyDeleteOkay okay...I should just write the full post!
I'll be patient :)
ReplyDelete